Bandingkan 42 Kartu Debit Kripto

Perbandingan langsung biaya, tingkat cashback, persyaratan KYC, dan wilayah yang didukung. Temukan kartu yang sesuai kebutuhan — dari 8 opsi tanpa KYC hingga kartu dengan cashback hingga 15%.

42 cards·8 no-KYC·39 free·Updated May 2025
Bandingkan

Kartu Kripto Terbaik per Kategori

Top 10 Kartu Kripto Sekilas

Diurutkan berdasarkan tingkat cashback. Semua data terverifikasi dan diperbarui secara rutin.

KartuCashbackBiayaKYCJaringan
Ether.fi Cash15%FreeRequiredVisa
Fold Card15%FreeRequiredVisa
Bybit Card10%FreeRequiredMastercard
WhiteBIT Card10%FreeRequiredVisa
Plutus Card9%FreeRequiredVisa
Crypto.com Visa8%StakingRequiredVisa
KAST Card8%FreeRequiredVisa
Wirex Card8%FreeRequiredMastercard
Coca Card8%FreeNo/LightVisa
Oobit Card6%FreeRequiredVisa

Cara Memilih Kartu Kripto yang Tepat

Memilih kartu debit kripto tergantung pada prioritas Anda: privasi, reward, ketersediaan regional, atau struktur biaya. Berikut kerangka keputusan cepat untuk membantu Anda memilih dari 42+ opsi:

Privasi Utama?

Pilih kartu tanpa KYC jika privasi adalah prioritas:

  • RedotPay — USDT/USDC top-up, global
  • Kripicard — 0% FX fees, instant virtual card
  • Bitget Wallet — 2.2% cashback, 0 fees

Reward Maksimal?

Optimasi untuk cashback dan keuntungan:

  • Ether.fi — Up to 15% + yield on balance
  • Plutus — 9% with custom perk stacking
  • Bybit — 10% for VIP traders

Self-Custody?

Simpan kunci Anda sambil berbelanja:

  • MetaMask Card — Spend from MM wallet
  • Gnosis Pay — On-chain Safe wallet
  • Ledger CL — Hardware wallet security

Perjalanan & Penggunaan Global?

Terbaik untuk pengeluaran internasional:

  • Crypto.com — Lounge + 0% FX (high tier)
  • Wirex — Free ATM + multi-currency
  • Bitget Wallet — Google-rate FX

42 Cards

Filtered for Global

Nexo Card

Nexo Card

Nexo

Mastercard

Cashback

2%

Fee

Free

KYC

Full

InterestCredit/Debit ModeGlobal
Get Card
Coinbase Card

Coinbase Card

Coinbase

Visa

Cashback

4%

Fee

Free

KYC

Full

Major ExchangeUS Supported
Get Card
Binance Card

Binance Card

Binance

Visa

Cashback

3%

Fee

Free

KYC

Full

High LimitsBNB RewardsGlobal
Get Card
Kripicard Premium

Kripicard Premium

Kripicard

Visa

Cashback

0%

Fee

Free

KYC

Light

PrivacyNo FXGlobal
Get Card
Crypto.com Visa

Crypto.com Visa

Crypto.com

Visa

Cashback

8%

Fee

Staking

KYC

Full

Metal CardStaking RewardsGlobal
Get Card
Bybit Card

Bybit Card

Bybit

Mastercard

Cashback

10%

Fee

Free

KYC

Full

High CashbackVIP Perks
Get Card
KAST Card

KAST Card

KAST

Visa

Cashback

8%

Fee

Free

KYC

Full

PointsInstantGlobal
Get Card
Gemini Credit

Gemini Credit

Gemini

Mastercard

Cashback

4%

Fee

Free

KYC

Full

CreditInstant Rewards
Get Card
MetaMask Card

MetaMask Card

ConsenSys

Mastercard

Cashback

3%

Fee

Free

KYC

Full

Self-CustodyDeFi
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Ether.fi Cash

Ether.fi Cash

Ether.fi

Visa

Cashback

15%

Fee

Free

KYC

Full

Yield BearingDeFiGlobal
Get Card
Wirex Card

Wirex Card

Wirex

Mastercard

Cashback

8%

Fee

Free

KYC

Full

ATMMulti-currencyGlobal
Get Card
BitPay Card

BitPay Card

BitPay

Mastercard

Cashback

0%

Fee

Free

KYC

Full

High LimitsBTC
Get Card
Coca Card

Coca Card

COCA

Visa

Cashback

8%

Fee

Free

KYC

Light

Non-custodialMPCGlobal
Get Card
Brighty Card

Brighty Card

Brighty

Visa

Cashback

1.75%

Fee

Free

KYC

Full

InterestFintech
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Cypher Card

Cypher Card

Cypher

Visa

Cashback

Var

Fee

$0/$199

KYC

Light

LuxuryPrivacyGlobal
Get Card
Venmo Credit

Venmo Credit

Venmo

Visa

Cashback

3%

Fee

Free

KYC

Full

SocialAuto-buy
Get Card
Bitrefill Card

Bitrefill Card

Bitrefill

Visa

Cashback

0%

Fee

Free

KYC

Full

UtilityNo FeesGlobal
Get Card
WhiteBIT Card

WhiteBIT Card

WhiteBIT

Visa

Cashback

10%

Fee

Free

KYC

Full

Exchange TokenFast KYC
Get Card
Wayex Card

Wayex Card

Wayex

Visa

Cashback

1%

Fee

Free

KYC

Full

InstantGlobal
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Gnosis Pay

Gnosis Pay

Gnosis

Visa

Cashback

4%

Fee

€30

KYC

Full

On-chainSelf-custody
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Fold Card

Fold Card

Fold

Visa

Cashback

15%

Fee

Free

KYC

Full

BitcoinGamified
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Bleap Card

Bleap Card

Bleap

Mastercard

Cashback

2%

Fee

Free

KYC

Full

GaslessAA
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Bitpanda Card

Bitpanda Card

Bitpanda

Visa

Cashback

1%

Fee

Free

KYC

Full

Multi-assetMetals
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Zypto Card

Zypto Card

Zypto

Visa

Cashback

0%

Fee

Free

KYC

Light

VirtualPrivacyGlobal
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Ledger CL

Ledger CL

Ledger

Visa

Cashback

1%

Fee

Free

KYC

Full

Hardware WalletSecurity
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Tuyo Card

Tuyo Card

Tuyo

Mastercard

Cashback

0%

Fee

Free

KYC

Light

LatAmEasy Onramp
Get Card
RedotPay Card

RedotPay Card

RedotPay

Visa

Cashback

0%

Fee

Free

KYC

Light

Hong KongVirtualGlobal
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Tria Card

Tria Card

Tria

Visa

Cashback

5%

Fee

Free

KYC

Full

Chain AbstractionGlobal
Get Card
Avici Card

Avici Card

Avici

Visa

Cashback

2%

Fee

Free

KYC

Full

DeFiYieldGlobal
Get Card
Oobit Card

Oobit Card

Oobit

Visa

Cashback

6%

Fee

Free

KYC

Full

NFCInstant
Get Card
Plutus Card

Plutus Card

Plutus

Visa

Cashback

9%

Fee

Free

KYC

Full

PerksStacking
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Deblock Card

Deblock Card

Deblock

Visa

Cashback

1%

Fee

Free

KYC

Full

EuropeVirtual
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Ready Lite

Ready Lite

Ready

Mastercard

Cashback

0.5%

Fee

Free

KYC

Full

No FXLiteGlobal
Get Card
TapX Card

TapX Card

TapX

Visa/Mastercard

Cashback

N/A

Fee

Free

KYC

Light

No FXComing SoonGlobal
Get Card
Fiat24 Card

Fiat24 Card

Fiat24

Mastercard

Cashback

N/A

Fee

Free

KYC

Full

dAppSwiss IBAN
Get Card
THORWallet Card

THORWallet Card

THORWallet

Mastercard

Cashback

N/A

Fee

Free

KYC

Full

Non-custodialSwiss IBAN
Get Card
SafePal Card

SafePal Card

SafePal

Mastercard

Cashback

N/A

Fee

Free

KYC

Full

Hardware WalletSwiss IBANGlobal
Get Card
UR Card

UR Card

UR

Mastercard

Cashback

N/A

Fee

Free

KYC

Full

NeobankSwiss IBAN
Get Card
SavePay Card

SavePay Card

SavePay

Mastercard

Cashback

N/A

Fee

Free

KYC

Full

Non-custodialSwiss IBAN
Get Card
imToken Card

imToken Card

imToken

Mastercard

Cashback

N/A

Fee

Free

KYC

Full

Wallet IntegratedSwiss IBANGlobal
Get Card
TokenPocket Card

TokenPocket Card

TokenPocket

Visa

Cashback

N/A

Fee

Free

KYC

Full

Wallet IntegratedSwiss IBANGlobal
Get Card
Bitget Wallet Card

Bitget Wallet Card

Bitget Wallet

Visa/Mastercard

Cashback

2.2%

Fee

Free

KYC

Light

No FeesBest FXGlobal
Get Card

Pertanyaan yang Sering Diajukan

Apa itu kartu virtual kripto?+
Kartu virtual kripto adalah kartu pembayaran digital yang mengonversi mata uang kripto Anda ke mata uang lokal secara instan di tempat penjualan. Bekerja di mana saja yang menerima Visa atau Mastercard — belanja online, langganan, penarikan ATM, dan pembayaran tanpa kontak.
Apakah saya perlu KYC untuk kartu kripto?+
Tidak selalu. Kartu seperti RedotPay, Kripicard, dan Bitget Wallet menawarkan opsi tanpa KYC atau KYC ringan dengan limit pengeluaran lebih rendah (biasanya $1.000-$10.000/bulan). Untuk limit lebih tinggi, sebagian besar penyedia memerlukan verifikasi identitas standar.
Kartu kripto mana yang cashback-nya tertinggi?+
Ether.fi Cash menawarkan hingga 15% cashback untuk anggota VIP. Bybit Card dan WhiteBIT Card menawarkan hingga 10%. Plutus menawarkan hingga 9% dengan keuntungan yang dapat disesuaikan. Untuk opsi tanpa staking, Coinbase Card menawarkan 4%.
Apakah kartu kripto aman?+
Ya, kartu kripto dari penyedia terpercaya menggunakan standar keamanan yang sama dengan bank tradisional: 3D Secure 2.0 untuk pembayaran online, chip-dan-PIN untuk kartu fisik, dan pembekuan instan melalui aplikasi.
Bisakah saya menggunakan kartu kripto untuk pembayaran internasional?+
Ya. Sebagian besar kartu kripto bekerja secara global di mana pun Visa/Mastercard diterima (150M+ merchant di 200+ negara). Beberapa kartu seperti Wirex dan Bitget Wallet mengenakan biaya konversi mata uang 0%.
Kripto apa yang bisa saya masukkan ke kartu ini?+
Sebagian besar menerima mata uang kripto utama: BTC, ETH, USDT, USDC, dan token asli platform. Stablecoin (USDT/USDC) direkomendasikan untuk top-up karena menghindari volatilitas konversi.
42 cards compared·Last updated: May 2025·Some links are affiliate — disclosure