Wiki/Avoid Bank Blocks: UK Banks That Still Allow Crypto (2025)

Avoid Bank Blocks: UK Banks That Still Allow Crypto (2025)

Verified Step-by-Step Guide2025-12-25

AI Summary

Efficiency 100%

"Traditional UK banks are hostile. Use Revolut, Monzo, or specialized fintechs to fund your crypto habits."

Benefits

  • Verified Steps
  • Noob Friendly
  • Security First

! Risks

  • Market Volatility
1

The "Hard Block" List

Chase UK, HSBC, and Starling often block ALL crypto merchants completely. Avoid them for crypto.
2

The "Friendly" List

Revolut (Crypto-native), Monzo (Tolerant), and Royal Bank of Scotland (Limits apply). Revolut is best.
3

Apple Pay Loophole

Banks often block "Bank Transfers" to Binance but allow "Debit Card" payments via Apple Pay. Try that first.
4

Withdrawal Strategy

Withdraw to Revolut first, then to your High Street bank if needed. Keep your main bank clean.

Common Questions

Q: Will my account be closed?

If you do massive P2P volume, yes. For personal investing, Revolut is fine. Never use a business account for personal crypto.

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